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Travelers check usage has declined since the introduction of ATM/debit cards. However, many travelers still choose to get some “emergency” cruise travel funds in the form of American Express Travelers Checks. If you use travelers checks as your primary travel funds, you will get the best exchange rate at an American Express office, bank or post offices. Avoid the exchange bureaus on every corner in port shopping areas. They have the poorest rate of exchange and there are extra handling fees or per item fees for exchange transactions.
Heads Up: Do not keep your receipt with the traveler's checks. Have your travel companion carry the receipt for your checks and vice versa. If you are traveling alone, keep the receipt in a separate bag.)